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Business Deposit Account Rates
Business Share Savings Rates
Effective as of July 23, 2008
| Product
| Minimum To Earn APY*
| Dividend Rate
| APY*
|
| Business Share Account
| $5.00
| 1.00%
| 1.01%
|
| Share Preferred Account *
| $2500.00 to $99,999.99
| 1.65%
| 1.66%
|
| Share Preferred Account *
| $100,000.00 +
| 2.00%
| 2.02%
|
| Business Advantage Money Market Account *
| $15.00 to $2499.99
| 1.00%
| 1.01%
|
|
| $2500.00 to $49,999.99
| 1.65%
| 1.66%
|
|
|
|
|
|
|
| $50,000.00 to $99,999.99
| 2.08%
| 2.10%
|
|
| $100,000.00 to $199,999.99
| 2.23%
| 2.25%
|
|
| $200,000.00 or more
| 2.47%
| 2.50%
|
| Business Online Advantage Money Market Account*
| $15.00 to $2499.99
| 1.00%
| 1.01%
|
|
| $2500.00 to $24,999.99
| 1.65%
| 1.66%
|
|
| $25,000.00 to $49,999.99
| 1.98%
| 2.00%
|
|
| $50,000.00 to $99,999.99
| 2.23%
| 2.25%
|
|
| $100,000.00 to $199,999.99
| 2.37%
| 2.40%
|
|
| $200,000.00 or more
| 2.57%
| 2.60%
|
| Business Checking Plus Account
| None
| Pays Earnings Credit
|
|
| Free Business Checking Account
| None
| 0.00%
| 0.00%
|
| Basic Business Checking Account
| None
| 1.00%
| 1.01%
|
| High Yield Business Checking Account
| $0 - $49,999.00
| 2.00%
| 2.02%
|
|
| $50,000.00 - $99,999.99
| 2.25%
| 2.28%
|
|
| $100,000.00+
| 2.50%
| 2.53%
|
| IOLTA Checking Account
| None
| 1.50%
| 1.51%
|
| Earnings Credit Rate***
| Beginning July 2008
| 0.0150
|
|
APY is Annual Percentage Yield.
Dividends are compounded daily and
credited monthly. NCUA Savings
Federally Insured to $100,000 by NCUA,
an Agency of the U.S. Government.
*See Business Banking Brochure for
product description. ***Earnings
Credit Formula: Ave Bal. $_____x .90 x
Earnings Credit Rate _____ = $_____
This credit will be applied to
transaction charges during the month
and will help to reduce or offset fees
on the Business Checking Plus account
only. The earnings credit percentage
is applied to 90% of the average
collected balance for the month.
Excess earnings credit will not be
applied to the account. There is no
fee for this feature of all Business
Checking Plus accounts.
Request Additional Business Banking Information
Business Term Share Certificate Rates
Effective as of July 23, 2008
| Account Name
| Min. Balance
| Dividend Rate
| APY*
|
| 1 Month Business Term Share Certificate
| $1000.00
| 1.39%
| 1.40%
|
| 2 Month Business Term Share Certificate
| $1000.00
| 1.49%
| 1.50%
|
| 3 Month Business Term Share Certificate
| $1000.00
| 1.59%
| 1.60%
|
| 6 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 7 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 8 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 9 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 10 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 11 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 1 Year Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 14 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 15 Month Business Term Share Certificate
| $1000.00
| 2.96%
| 3.00%
|
| 18 Month Business Term Share Certificate
| $1000.00
| 3.20%
| 3.25%
|
| 21 Month Business Term Share Certificate
| $1000.00
| 3.34%
| 3.40%
|
| 2 Year Business Term Share Certificate
| $1000.00
| 3.34%
| 3.40%
|
| 3 Year Business Term Share Certificate
| $1,000.00
| 3.44%
| 3.50%
|
| 4 Year Business Term Share Certificate
| $1,000.00
| 3.92%
| 4.00%
|
| 5 Year Business Term Share Certificate
| $1,000.00
| 3.92%
| 4.00%
|
| 1 Month Jumbo Business Term Share Certificate
| $100,000.00
| 1.49%
| 1.50%
|
| 2 Month Jumbo Business Term Share Certificate
| $100,000.00
| 1.59%
| 1.60%
|
| 3 Month Jumbo Business Term Share Certificate
| $100,000.00
| 1.69%
| 1.70%
|
| 6 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 7 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 8 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 9 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 1 Year Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 14 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 15 Month Jumbo Business Certificate
| $100,000.00
| 3.05%
| 3.10%
|
| 18 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.30%
| 3.35%
|
| 21 Month Jumbo Business Term Share Certificate
| $100,000.00
| 3.44%
| 3.50%
|
| 2 Year Jumbo Business Term Share Certificate
| $100,000.00
| 3.44%
| 3.50%
|
| 3 Year Jumbo Business Term Share Certificate
| $100,000.00
| 3.54%
| 3.60%
|
| 4 Year Jumbo Business Term Share Certificate
| $100,000.00
| 4.02%
| 4.10%
|
| 5 Year Jumbo Business Term Share Certificate
| $100,000.00
| 4.02%
| 4.10%
|
*APY is Annual Percentage Yield.
Dividends are compounded daily and
credited monthly.
Request Additional Business Banking Information
Updated by sjg on
07/23/2008 08:42:44
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