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Consumer Loans
Greylock Federal Credit Union lends millions of dollars each year to thousands of members. Members finance through Greylock everything from automobiles to new homes. Loan interest rates are reviewed periodically to ensure they are competitively priced.
The interest rates on many loans (with the exception of Mortgage Loans and certain open-ended lines of credit) may be discounted. Please visit our Rateboard for details. Loan payment protection coverage is also available for most Greylock consumer loan products.
All rates and terms are subject to change without prior notice.
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Apply Online with Greylock Today!
New and Used Vehicles
Greylock will finance up to 100 percent of the cost of a new or used vehicle.
Greylock Auto Leasing Program Let Greylock put you into the car of your dreams at a monthly payment you can afford. Contact us or visit a Berkshire County auto dealership for details.
Pre-Approvals of New and Used Vehicle Loans available
A member may fill out an
application before she/he starts shopping for a vehicle. Once it's approved, the Member may select a vehicle at his/her leisure. A pre-approved vehicle loan is valid for 30 days. Pre-Approved financing may give the Member an advantage when bargaining for the price of the vehicle.
Motor Home and Travel Trailer Loans
Greylock will finance 100 percent of the purchase price (tax and license included) of a new or used motorhome or travel trailer. Flexible terms are available depending upon the age of the vehicle. Start planning that road trip today with Greylock.
Motorcycle (Road Bike) Loans
The Credit Union will finance 100 percent of the purchase price (tax and license included) of a new or used motorcycle. Flexible terms are available depending upon the age of the vehicle. Got that feel for the open road? Go Greylock!
Boat Loans
Greylock will finance 100 percent of the purchase price (tax and license included) of a new or used boat. Flexible terms are available depending upon the age and type of craft. Hit the high seas with Greylock!
Jet Ski's, Snowmobiles, Dirt Bikes and ATV's
If off-road recreation is your game, Greylock has your non-titled vehicle financing. The Credit Union will finance up to 100% of the purchase price of your new or used vehicle. Flexible terms are available depending upon the age and type of the vehicle. Own the trails with Greylock!
All rates and terms are subject to change without prior notice.
Share and Stock Collateral Loans
Greylock will finance up to 100 percent of the value of your Share Savings or Term Share Certificates at some great rates and terms. We also can lend up to 80 percent of the value of your personally held stock certificates (50 percent if you want to borrow to buy stock). Check with a member service representative today for details or apply on-line.
Home Improvement Loans New England weather beating up your home? Need to draw a bit of your equity for that big vacation?
Greylock will finance up to 100% percent of the value of your single or multi-family (up to four units) home. Flexible terms are available at a competitive fixed rate of interest. Put your home to work for you with a Greylock Home Improvement Loan today.
VISAź Classic, VISAź Preferred, VISAź Gold and VISAź Platinum Credit Cards We've got them all! Greylock offers low-interest VISAź Credit Cards that can have limits up to $20,000 with rates of 13.48% APR; a $25,000 available limit and a 10.96% APR with VISAź Platinum. Whatever your need, a line for e-commerce, e-mergencies or e-verything, Greylock has your credit card! Ready to apply?
Checkmate Overdraft Protection
Members can establish an unsecured, open-ended Line of Credit up to $3,000 (based on credit-worthiness) as a measure against the occasional "oops" with their NOW checking. Ensure worry free checking by applying for Checkmate today. Money when you need it, @Greylock.
Quick-Draw Line of Credit
Members can establish an unsecured, open-ended Line of Credit up to $10,000 (based on credit-worthiness) and draw upon it when they wish. Members can access their Quick-Draw Line of Credit by check, teller transfer, or CU@Home Internet Banking. Money when you need it, @Greylock.
Personal Loan
Members can borrow (based on credit worthiness) for the purpose of vacation, furniture or other major expenditures.
Debt Consolidation
Members can borrow (based on credit worthiness) for the purpose of consolidating existing loans and credit cards. Tired of paying multiple creditors? Apply with Greylock today!
Computer Loan
Greylock will finance 100 percent of the purchase price of a new computer, including tax, shipping and handling. The maximum loan is $10,000. If it's time to enter cyberspace or upgrade that tired, old PC, let Greylock navigate your way!
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Consumer Loan Rates, Terms and Conditions
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